Retirement Can Be Hell...........unless?

For most of us, the mere thought of retirement is a topic that we tend to repeatedly shy away from. As a youngster, that's too far into the future to worry about - besides, we're having too much fun anyway. Who cares! As the years roll by, our thoughts do tend to mellow down somewhat, but in the main, we still manage to file the question in the "too hard basket." Ultimately, we have no alternative but to admit there is a big problem, and belatedly try to figure out a feasible answer. Needless to say, although some folks do make a determined effort in this regard, the vast majority seem to just let nature take it's course, and wait until the day arrives.

Ain't 20 /20 hindsight wonderful! From this vantage point, and looking backwards, we can see it all, and see clearly what we should have done years ago, but at the end of the day, much of our worrying is to no avail, because we'll find we are going to fall into one of two groups. We will be either a self - funded retiree, who holds sufficient capital to be able to adequately finance his own retirement, or in the case of the rest of us, will be dependant to a greater or lesser extent, on Social Security or whatever similar service exists in our area.

This latter group, will

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have an enormous problem on retirement. Whichever way they try to "cut the cake", they will find that they are required to exist on an income that equates to something like a quarter to a third of their pre-retirement income. Try this simple little exercise. Imagine that something happened and your income was exactly halved. (let's keep the figures simple) How would you manage? Would you be able to cope with an income drop like that? I sincerely doubt it, yet these poor folks, to a man, manage to do exactly that - an incredible feat!

Having reached that level, they automatically lose all hope of improving their retirement status, because to attempt to do so, by doing some form of casual work, would probably jeopardise their level of Government support. "Happy retirement, Fred!"

I've been struggling with this question for years, and still don't have a satisfactory answer. Nowadays, with the introduction of the Internet, there seems to be some hope at last, but only for those with the foresight to take action BEFORE that day of retirement actually arrives. This would definitely be your last chance, for once you actually retire, and sign up for some government assistance, this possible opportunity would no longer be an option. So, what exactly are we talking about here?

It is quite possible, in this enlightened day and age, to start up a small business on the internet, for minimal cost, which would produce a small income, and thus offset at least some of the financial burden we normally experience in our normal life. If you were to take this step, prior to retirement, this project could be run as a self funded hobby initially, and then, once operating successfully, you could build it up to a level where, it would no longer be necessary to apply for government assistance. Guess what - you would have just upgraded yourself to the exalted rank of "self - funded retiree!" You'd now be the Boss, nobody would tell you what to do, and you would finally, be able to really start to enjoy that retirement you have worked so hard for.

Which brings me to the subject of how I can help. I am currently setting up a website, to go with my blog, which should be ready soon. It is my intention to show you ways in which you will be able to acheive your goal, at minimal expense. Some of the things I will show you, can be obtained at no cost at all. If you keep an eye on my blog, I will be able to keep you up to date and informed. You will find one possible answer to the above, on my Blog, under the heading "Pennies From Heaven".


Copyright © Bernard Kirkbride

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To find the best ways of setting up an automated home business in the most economical manner,

visit: http://automatedhomebiz.blogspot.com













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